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Personal Vehicle Finance Options

 

We have a variety of options when it comes to financing your next car: Personal Contract Hire, Personal Contract Purchase, Finance Leasing, Hire Purchase or Lease Purchase. Some of these options can be a lot to get your head around, so it's vital to understand what you're signing up for.

Our useful guides explain in more detail how each finance option works.

What is Personal Contract Hire?

What is Personal Contract Hire?

Our easy-to-read guide explains what Personal Contract Hire is, and describes its benefits and how to take out a PCH.

What is Personal Contract Purchase?

What is Personal Contract Purchase?

Our informative PCP guide explains how Personal Contract Purchase works and what the pros and cons are for this finance agreement.

What is Hire Purchase?

What is Hire Purchase?

Hire Purchase is a way for individuals to purchase a new or nearly-new vehicle outright. Learn more about what HP is and whether this is the right finance agreement for you.

What is Lease Purchase?

What is Lease Purchase?

Learn about why Lease Purchase is one of the most affordable ways to pay for a vehicle.

What is Finance Leasing?

What is Finance Leasing?

Finance lease is a flexible and popular agreement for businesses needing cars and commercial vehicles where contract hire is not suitable. It offers tax advantages to eligible businesses who require one or more vehicles but don’t have the necessary funds to pay for them up front.

Can I lease with a bad credit score?

Can I lease with a bad credit score?

Find out if you can lease a vehicle if you don't have a good credit score.

Which finance option is best for me?

Which finance option is best for me?

Not sure which is the best way to finance your next leased vehicle? Our guide explains the various options and which one might suit your circumstances.

Apply for Personal Finance

Apply for Personal Finance

Submit a personal finance application to lease your next car or van.